What is a Personal Insolvency Arrangement (PIA)? The Personal Insolvency Act 2012 introduced a new insolvency procedure called a Personal Insolvency Arrangement (PIA), you need to consult with a Personal Insolvency Practitioner (PIP) to apply for a PIA, which can include both secured and unsecured debts.  A PIA can be entered into between a debtor … Continue reading What is a Personal Insolvency Arrangement